Go to the blacksmith. To forge Bard Armor +5, of course.

You wander into the city streets to prepare for your questing. You wonder if you might want to stock up on several extra large dragon corpse satchels just to be on the safe side. But maybe you should start with the armor first. You think you'll stop by the smith's.

Or will you?

> Yeah, go to the smith first and get armor +5
> Go into the meat shop to buy 5 bratwurst
> Go to the Codsmith and buy an impressively large codpiece.